South Gulf Cove Homes under $350,000

South Gulf Cove Homes under $350,000

Welcome to South Gulf Cove, a hidden gem nestled in the heart of Port Charlotte, Florida! This vibrant subdivision is a perfect blend of tranquility and community spirit, making it an ideal location for families, retirees, and anyone seeking a serene lifestyle in sunny Florida.

South Gulf Cove boasts a picturesque setting with its winding canals and lush greenery, offering residents a unique waterfront experience. With numerous parks and recreational areas nearby, outdoor enthusiasts can enjoy activities such as fishing, kayaking, and hiking. The subdivision is also conveniently located near beautiful beaches, golf courses, and shopping centers, ensuring that everything you need is just a short drive away.

One of the most appealing aspects of South Gulf Cove is the availability of charming homes priced under $350,000. This makes it an attractive option for first-time homebuyers or those looking to downsize without sacrificing comfort or quality. The homes in this area often feature modern designs, spacious layouts, and lovely outdoor spaces perfect for entertaining or simply enjoying the Florida sunshine.

With a strong sense of community, South Gulf Cove hosts various events throughout the year, allowing residents to connect and build lasting friendships. Whether you're drawn to the peaceful canals, the beautiful homes, or the welcoming atmosphere, South Gulf Cove is ready to welcome you home. Discover the perfect blend of affordability and charm in this delightful Port Charlotte subdivision today!

Newest South Gulf Cove Homes under $350,000

no property photo
$149,000
3 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
**CASH ONLY** HOME DOES NOT HAVE A CO (Certificate of Occupancy), BUYER MUST OBTAIN A CO POST CLOSING** Bank-owned opportunity to finish a partially built new construction home on a saltwater canal in South Gulf Cove, Port Charlotte. The permitted plan is a never-occupied 3-bedroom plus office home with approximately 1,922 square feet of heated living space, a 2-car attached garage, and a covered rear lanai, on a 0.23-acre lot with about 80 feet on the Autry Waterway. The concrete block shell is up and dried in, with the windows, exterior doors, and a sliding glass door to the lanai installed. Remaining work includes the finished roof, stucco, electrical, HVAC equipment, plumbing finish, insulation, drywall, the full interior, garage door, driveway, sewer connection, and final inspections. The canal reaches Charlotte Harbor through the South Gulf Cove lock. Convenient to Boca Grande, Englewood Beach, boating, golf, shopping, and dining. Priced accordingly and sold As-Is by the REO seller. Cash offers only.

15011 Ingraham Boulevard, Port Charlotte
15795 Stuart Circle, Port Charlotte
$265,000
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Discover this pristine 2024, 4bed/2bath home on a spacious 10,000 sq ft lot in sought-after South Gulf Cove. Modern open-concept design with high-end finishes and abundant natural light. Gourmet kitchen features quartz counters, a large island, stainless appliances, and ample cabinetry. Primary suite includes dual vanities, walk-in shower, and walk-in closet, plus three more bedrooms for family, guests, or office. The large lot offers room for gatherings, a future pool, or outdoor fun. Close to schools, shopping, dining, fishing, and Gulf beaches, with easy access to major routes. Enjoy flexible coastal living in this friendly Florida community with a voluntary HOA. Easy to show!

15795 Stuart Circle, Port Charlotte
10056 St Paul Drive, Port Charlotte
$225,000
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Unfinished construction. Great opportunity to finish this home to your liking. Located in the premier waterfront community of South Gulf Cove. This is a perfect investment property. Please make sure to do your due diligence.

10056 St Paul Drive, Port Charlotte
10441 Monticello Drive, Port Charlotte
$319,000
4 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Beautiful brand-new 4BR/2BA home—move-in ready! Easy to show with ShowingTime. Please include proof of funds or pre-approval with all offers. Measurements are approximate; buyer/agent to verify. Seller is easy to work with and open to fair offers. Let's make this a smooth transaction for your buyers!

10441 Monticello Drive, Port Charlotte
14121 Monserrate Lane, Port Charlotte
$349,000
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Virtually Staged. Turnkey investment opportunity in South Gulf Cove with a tenant in place. This newer home offers an open living and dining layout, a spacious kitchen with stone counters, durable flooring, a covered lanai and an attached garage on an oversized corner lot. Its thoughtful floor plan and established tenancy make it an appealing addition to a residential portfolio. Showings are by appointment; please do not disturb the tenant. Schedule a private viewing to explore the property. One or more photo(s) was virtually staged.

14121 Monserrate Lane, Port Charlotte
10149 Calumet Boulevard, Port Charlotte
$344,999
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Virtually Staged. A tenant-occupied home in South Gulf Cove brings an established rental arrangement to your Port Charlotte investment portfolio. An open great-room layout connects the kitchen, living and dining spaces, while a covered lanai extends the living area outdoors. Granite countertops, shaker cabinetry, included kitchen appliances and vinyl flooring add practical appeal. Block and stucco construction, an attached garage and a paver driveway complement the residential setting. Images include builder-model illustrations; buyers should verify the property’s current finishes and condition. Do not disturb the tenant. Contact the listing agent for lease details and to coordinate a showing. One or more photo(s) was virtually staged.

10149 Calumet Boulevard, Port Charlotte
8917 Calumet Boulevard, Port Charlotte
$245,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
**CASH ONLY** HOME DOES NOT HAVE A CO (Certificate of Occupancy), BUYER MUST OBTAIN A CO POST CLOSING** Bank-owned opportunity to finish a new construction home in South Gulf Cove, Port Charlotte. This never-occupied 3-bedroom plus office, 2-bath residence offers approximately 2,042 square feet on an open-concept, split-bedroom plan, plus a 2-car garage with opener. The block and stucco structure, shingle roof, windows, and doors are complete, and much of the interior is already in: gray shaker cabinetry, marble-look tile, vaulted and tray ceilings, and wire closet shelving. Both baths have quartz vanities. The primary bath has a double vanity and a tiled walk-in shower with a pebble stone accent, and the hall bath has a tiled tub surround. Remaining work includes kitchen counters, appliances, HVAC equipment, plumbing and light fixtures, shower glass, driveway, and final inspections. Flood Zone AE. Convenient to Boca Grande, Englewood Beach, boating, golf, shopping, and dining. Priced accordingly and sold As-Is by the REO seller. Cash offers only.

8917 Calumet Boulevard, Port Charlotte
14051 Barbet Lane, Port Charlotte
$315,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Welcome to this inviting 3-bedroom, 2-bathroom home offering 1,640 sq. ft. of comfortable living space with a desirable open-concept floor plan. Tile flooring throughout provides a clean, cohesive look and makes everyday living and entertaining easy. The home features a 2-car garage and hurricane shutters, providing added convenience and peace of mind. The southern exposure in the rear brings wonderful natural light and creates an enjoyable outdoor setting. Ideally located close to restaurants, shopping, and golf courses, this home offers an excellent opportunity to enjoy the Florida lifestyle. Whether you're looking for a full-time residence, seasonal retreat, or investment property, this home is ready to welcome you.

14051 Barbet Lane, Port Charlotte
8117 Tecumseh Circle, Port Charlotte
$299,999
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Welcome to this well-maintained Port Charlotte home offering a spacious open floor plan, desirable split-bedroom layout, and numerous upgrades inside and out. The main living area feels bright and open with high ceilings, crown molding, recessed lighting, and tile flooring. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, quality real wood cabinetry, a pantry, and plenty of workspace and storage. The private primary suite features a tray ceiling and a generous 5’ x 12’ walk-in closet. The primary bath includes granite countertops, dual sinks, and a walk-in shower. The guest bedroom is located on the opposite side of the home for added privacy, and the second bathroom also features a shower and granite countertop. Tile flooring extends throughout the main living areas, with comfortable carpeting in the bedrooms. Step outside to the covered lanai, complete with two ceiling fans and plenty of room to relax and enjoy the Florida lifestyle. Additional features include a dimensional shingle roof, hurricane shutters, an alarm system, whole-home gutters, an irrigation system, decorative concrete landscape curbing, and an air-conditioning system that was recently serviced. Located in a deed-restricted community, the home sits on an approximately 80’ x 125’ lot with public water and sewer, electricity, and fiber-to-the-home high-speed internet availability. A stamped-concrete driveway and walkway add to the curb appeal, while concrete block construction provides the durability Florida homeowners appreciate. Looking for additional space? The seller also owns the lot directly behind the home, which may be purchased separately if the buyer is interested. The home may also be purchased with furnishings, providing an opportunity for a more turnkey Florida home. Enjoy convenient access to shopping, dining, area beaches, and the beautiful waters of Southwest Florida. A nearby public boat ramp provides access toward Charlotte Harbor and the Gulf of Mexico, making it easy to enjoy boating, fishing, and everything the area has to offer. Boca Grande and its renowned beaches are also within easy reach. The neighborhood continues to grow with newer homes while offering a voluntary homeowners association, no CDD fees, and architectural guidelines designed to help maintain community standards. Whether you’re looking for a full-time Florida residence, seasonal getaway, or your next Southwest Florida home, this property offers an excellent combination of space, upgrades, location, and flexibility. Schedule your private showing today!

8117 Tecumseh Circle, Port Charlotte
9150 Arrid Circle, Port Charlotte
$285,000
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
Seller Is Motivated **EXCELLENT WATERFRONT OPPORTUNITY** to own in Coveted South Gulf Cove!! Discover the perfect blend of boating, lifestyle, and value with this beautifully remodeled three-bedroom, two-bath waterfront home offering 90 FEET OF SEAWALL on a SPACIOUS CORNER LOT in the highly desirable South Gulf Cove community. Enjoy direct boating access to Charlotte Harbor and the Gulf of Mexico from your own backyard. Designed for both comfort and peace of mind, this meticulously maintained home features a new roof (2023), impact-rated windows, updated plumbing, an updated electrical system, newer air conditioning, a newer water heater, and low-maintenance finishes that enhance everyday living while maximizing investment potential. With NO HOA fees and NO RESTRICTIVE LEASING COVENANTS, this property offers outstanding flexibility as a primary residence, seasonal getaway, or income-producing investment. Additional highlights include a generator hookup, fenced dog run, detached storage shed, and expansive parking with ample room for boats, RVs, and trailers. The home has no known history of flooding, providing added confidence for future ownership. Whether you're seeking a personal waterfront retreat or an exceptional investment in one of Southwest Florida's premier boating communities, this property delivers an outstanding combination of location, lifestyle, and lasting value.

9150 Arrid Circle, Port Charlotte
14358 Mcfarland Avenue, Port Charlotte
$299,900
4 Beds ⋅ 3 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
INCREDIBLE VALUE WITH A $10,000 SELLER INCENTIVE! To help you beat today's interest rates and lower your out-of-pocket costs, the Seller is willing to contribute up to $10,000 towards a 2-1 Interest Rate Buy-Down or buyer's closing costs with an acceptable ofer!Welcome to this pristine, modern residential masterpiece in the heart of Port Charlotte. Boasting a bright, open-concept floor plan designed for effortless daily living and clean contemporary styling, this move-in-ready property is completely turnkey. Built with durability and convenience in mind, the home is located completely outside of any special flood hazard zones and features absolutely zero HOA restrictions. Enjoy unmatched proximity just minutes away from scenic local state parks, public boat ramps, exceptional dining, premier shopping, and beautiful Gulf Coast beaches. Skip the lengthy construction delays, take advantage of an unprecedented $10,000 structural credit to lower your monthly payments, and clear to close quickly! Schedule your showing today.

14358 Mcfarland Avenue, Port Charlotte
15079 Wichita Road, Port Charlotte
$339,900
3 Beds ⋅ 2 Baths ⋅ South Gulf Cove SubDv. ⋅ 33981 Zip Code
This well-maintained home sits on a quiet street in the popular South Gulf Cove Community. City Water and Sewer. Low, Voluntary HOA. This home has a large, combined kitchen/dining room great for entertaining. In addition to 3 Bedrooms, this home includes a large Bonus room with French doors that could easily be converted to a 4th bedroom, and an open flex space for a secondary retreat. New roof 2023 (no water damage). New upgraded hot water heater 2025. HVAC serviced annually. Programable Nest Thermostat. Ring Security doorbell. In-wall Pest Defense System. Transferrable termite bond. 3 CAR GARAGE. Mature landscaping. South Gulf Cove has a park with a playground, picnic tables, and a recently renovated boat launch and dock. This community also has a clubhouse with monthly social activities. Close to everything you would want in a Florida lifestyle. Only 10 minutes to the beautiful Boca Grande beaches.

15079 Wichita Road, Port Charlotte
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