Port Charlotte Homes under $400,000

Port Charlotte Homes under $400,000

Welcome to Port Charlotte, Florida, a hidden gem nestled in the heart of Charlotte County! Known for its picturesque waterfront views and a friendly community atmosphere, Port Charlotte offers an exceptional quality of life that attracts families, retirees, and everyone in between. With its lush landscapes and proximity to stunning Gulf Coast beaches, this vibrant subdivision is the perfect place to call home.

One of the most appealing aspects of Port Charlotte is the diverse range of homes available, particularly those priced under $400,000. Whether you're looking for a cozy single-family residence, a charming villa, or a modern townhouse, you'll find an array of options that cater to various lifestyles and budgets. These affordable homes boast contemporary designs, spacious layouts, and many come with beautiful outdoor spaces, perfect for enjoying Florida's warm climate.

Living in Port Charlotte means you’ll have access to a wealth of amenities, including shopping centers, parks, and recreational facilities. The area is also renowned for its excellent schools and healthcare services, making it an ideal choice for families. Additionally, outdoor enthusiasts will love the nearby boating, fishing, and hiking opportunities that the stunning natural surroundings provide.

With its delightful blend of affordability, community spirit, and scenic beauty, Port Charlotte is more than just a place to live; it’s a place to thrive. Discover your dream home today in this charming Florida subdivision, where the best of coastal living awaits!

Newest Port Charlotte Homes under $400,000

318 Perl Street, Port Charlotte
$370,000
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Virtually Staged. Discover this 4-bedroom, 2-bathroom home in Port Charlotte featuring approximately 1,755 square feet of living space. Built in 2018, the home offers a spacious floor plan with a vaulted great room and dining area, an attached garage, and a covered patio. An adjoining parcel at 310 Perl St is also included in the sale; buyers should verify parcel details and conveyance terms. Solar equipment and any associated payment or transfer obligations are subject to verification. Buyers are encouraged to independently verify all measurements, property features, taxes, utilities, and other material information.

318 Perl Street, Port Charlotte
7388 Quaker Street, Englewood
$323,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 34224 Zip Code
Under Construction. NEW BUILD - Anticipated Completion Date - JANUARY 2027. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan ...OR... $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The Waterford’s expansive 1,812-square-foot design lives even larger than its generous footprint suggests, showcasing a true open-concept layout that feels bright, airy, and exceptionally roomy. A wide gathering room anchored by a vaulted ceiling flows seamlessly into a designer kitchen, creating the perfect environment for entertaining or everyday living. The spacious kitchen features a large center island, shaker-style cabinetry, upgraded, quartz countertops, and stainless-steel appliances including a refrigerator, dishwasher, range, and microwave. The Owner’s suite offers a private retreat with a walk-in shower, separate water closet room, and a generous walk-in closet. Three additional bedrooms share a well-appointed guest bathroom on the opposite side of the home for maximum privacy. Thoughtful details continue throughout the Waterford, including decorative brick pavers on the driveway and covered lanai, professionally designed landscaping and designer-selected paint colors, lighting, and plumbing fixtures all working together to create a home that feels modern, open, and exceptionally comfortable.

7388 Quaker Street, Englewood
12133 Kimsey Avenue, Port Charlotte
$311,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Under Construction. NEW BUILD. Anticipated Completion Date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,650-square-foot (air-conditioned) Fairfield plan is an open-concept floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen of the Fairfield boasts many contemporary features, including upgraded 36” contemporary shaker-style cabinets, a large 8’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, and overlooks an expansive great room, making it the perfect plan for entertaining and day-to-day living. The great room and dining room feature beautiful tile-plank flooring and vaulted ceilings. The owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The three guest bedrooms share a separate bathroom. The Fairfield also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant window and doors.

12133 Kimsey Avenue, Port Charlotte
7396 Quaker Street, Englewood
$311,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 34224 Zip Code
Under Construction. NEW BUILD - Anticipated Completion Date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS shall when using a preferred lender. The 1,650-square-foot (air-conditioned) Fairfield plan is an open-concept floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen of the Fairfield boasts many contemporary features, including upgraded 36” contemporary shaker-style cabinets, a large 8’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, and overlooks an expansive great room, making it the perfect plan for entertaining and day-to-day living. The great room and dining room feature beautiful tile-plank flooring and vaulted ceilings. The owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The three guest bedrooms share a separate bathroom. The Fairfield also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant window and doors.

7396 Quaker Street, Englewood
6138 Seaport Street, Port Charlotte
$299,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Under Construction. NEW BUILD - Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,426 -square-foot (air-conditioned) Windsor plan boasts a well-designed open floor plan that includes four bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 30” contemporary shaker-style cabinets, a spacious kitchen island with upgraded quartz countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate linen closet, and large walk-in closet. The three guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Windsor also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

6138 Seaport Street, Port Charlotte
5174 Gulfport Terrace, Port Charlotte
$299,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Under Construction. NEW BUILD. Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: 5.49% Interest Rate on a FHA/VA 30-Year Fixed Loan ...OR... $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,400-square-foot (air-conditioned) Weston plan boasts a well-designed open floor plan that includes three bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 36” contemporary shaker-style cabinets, a spacious 7’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The two guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Weston also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

5174 Gulfport Terrace, Port Charlotte
7284 Finnegan Street, Port Charlotte
$299,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Under Construction. NEW BUILD. Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,400-square-foot (air-conditioned) Weston plan boasts a well-designed open floor plan that includes three bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 36” contemporary shaker-style cabinets, a spacious 7’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The two guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Weston also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

7284 Finnegan Street, Port Charlotte
7404 Quaker Street, Englewood
$299,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 34224 Zip Code
Under Construction. NEW BUILD. Anticipated completion date is JANUARY 2027. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,400-square-foot (air-conditioned) Weston plan boasts a well-designed open floor plan that includes three bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 36” contemporary shaker-style cabinets, a spacious 7’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The two guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Weston also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

7404 Quaker Street, Englewood
3280 Dupre Street, Port Charlotte
$299,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33980 Zip Code
Under Construction. NEW BUILD. Anticipated completion date is DECEMBER 2026. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,400-square-foot (air-conditioned) Weston plan boasts a well-designed open floor plan that includes three bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 36” contemporary shaker-style cabinets, a spacious 7’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The two guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Weston also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

3280 Dupre Street, Port Charlotte
23198 Fitzpatrick Avenue, Port Charlotte
$299,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33980 Zip Code
Under Construction. NEW BUILD. Anticipated completion date is DECEMBER 2026. SPECIAL INCENTIVES: $25,000 FLEX CASH towards CLOSING COST / PREPAIDS when using a preferred lender. The 1,400-square-foot (air-conditioned) Weston plan boasts a well-designed open floor plan that includes three bedrooms, two bathrooms, and a two-car garage. The kitchen boasts upgraded 36” contemporary shaker-style cabinets, a spacious 7’ wide kitchen island with upgraded countertops, Whirlpool dishwasher, microwave, and range, refrigerator, washer & dryer. The Kitchen overlooks a spacious great room that features beautiful tile-plank flooring and vaulted ceilings. The expansive owner’s suite features a private bathroom, with a separate water-closet room, double-sink vanity, separate linen closet, and large walk-in closet. The two guest bedrooms share a guest bathroom and are located opposite the owner’s suite. The Weston also features a decorative brick paver driveway, a professionally designed landscaping package, and designer-selected paint colors, light, and plumbing fixtures, impact resistant windows and doors.

23198 Fitzpatrick Avenue, Port Charlotte
7422 Banbury Terrace, Port Charlotte
$309,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
7422 Banbury Terrace, Port Charlotte, FL – Beautifully Remodeled 3 Bedroom, 2 Bath Home! MOVE-IN READY AND BEAUTIFULLY REMODELED! Welcome to this stunning 3-bedroom, 2-bathroom home with a spacious 2-car garage, ideally located in a desirable Port Charlotte neighborhood! This gorgeous home has been tastefully updated throughout, featuring brand-new tile flooring, a beautifully remodeled kitchen with all-new cabinetry and elegant quartz countertops, and stunning custom-tiled bathrooms. Enjoy all-new lighting, fixtures, and modern finishes that give this home a fresh, contemporary feel. A newer roof adds additional peace of mind. Conveniently located near Englewood Beach, South Cove, shopping, dining, boating, and some of Southwest Florida's most beautiful Gulf Coast destinations. Whether you're looking for a primary residence, seasonal getaway, or investment property, this beautifully updated home is a must-see! Schedule your private showing today!

7422 Banbury Terrace, Port Charlotte
4673 Sines Lane, Port Charlotte
$355,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
BONUS LOT INCLUDED! Don't miss this unique opportunity to own a move-in-ready, fully furnished pool home with an additional lot directly behind the property! Located at 4673 Sines Lane in Port Charlotte, this property offers the perfect combination of comfortable Florida living and added investment potential. The bonus lot presents the opportunity to potentially sell separately or build a new construction home, subject to applicable zoning and approvals. The existing home is ready for its next owner to move in and enjoy, featuring a private pool that's perfect for cooling off on sunny Florida days, entertaining guests, or relaxing in your own backyard oasis. Whether you're searching for a primary residence, a seasonal getaway, or an investment property, the combination of a move-in-ready home, private pool, and additional land offers exceptional flexibility and value. Enjoy the Florida lifestyle while taking advantage of the possibilities that come with owning an extra lot. Don't miss this opportunity to make it yours!

4673 Sines Lane, Port Charlotte
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